About Debit Credit: Debt Ledger Book
Stop tracking debts in a paper notebook. Stop forgetting who owes you money. DebitCredit is a simple, powerful digital ledger for anyone who lends, borrows, or sells on credit โ shop owners, small businesses, freelancers,...
Stop tracking debts in a paper notebook. Stop forgetting who owes you money.
DebitCredit is a simple, powerful digital ledger for anyone who lends, borrows, or sells on credit — shop owners, small businesses, freelancers, traders, and everyday people who just want to keep things straight.
Whether it's a customer's unpaid bill, money you lent a friend, or a supplier you still owe — record it in seconds, see the balance at a glance, and send a professional statement in one tap.
▶ WHY USERS LOVE DEBITCREDIT
- A clean digital replacement for paper ledgers, account books, and notebooks
- A separate running account for every person — debit (they owe you) or credit (you owe them)
- See balances per contact, per group, and overall, updated as you type
- Import contacts straight from your phone — no manual typing
- Open your ledger and check any balance with no signal; adding entries offline comes with Plus
▶ POWERFUL FEATURES
📒 A Complete Ledger For Every Person
Track what you gave and what came back with every customer, friend, client, or supplier. Add a note, a date and an amount in seconds, and the running balance takes care of itself.
📊 Professional Statements
Generate a full transaction statement for any person and export it as PDF, Excel or CSV. Print it, email it, or share it instantly on WhatsApp.
🔗 PIN-Protected Share Links
Send a secure link so your customer sees the same ledger you do — always up to date, protected by a PIN you choose, and no app needed on their phone.
⏰ Smart Reminders
Set a reminder for any due date so nothing slips. Reminders survive a phone restart.
👥 Groups
Organise contacts into groups — customers, suppliers, family, friends — and see group totals at a glance.
🔐 App Lock & Entry Lock
Protect your ledger with a PIN or your fingerprint. Your accounts stay private, even if someone else picks up your phone.
📶 Your Ledger Travels With You
Your ledger is stored on your phone, so you can open it and check who owes what even with no signal. Everything syncs the moment you're back online, and Plus adds the ability to record new entries while offline.
☁️ Cloud Backup & Sync
Your data is safely backed up and synced with your Google account. Switch phones without losing a single entry.
🌐 Multiple Languages, Full RTL Support
Use DebitCredit in:
- English
- हिंदी (Hindi)
- ગુજરાતી (Gujarati)
- العربية (Arabic — full RTL)
- اردو (Urdu — full RTL)
💱 Any Currency
Choose your currency symbol — $, €, £, ₹, ৳, RM, AED, SAR, or any other.
📞 One-Tap Calling
Call any contact directly from their ledger page.
▶ PERFECT FOR
✓ Shop owners and small businesses selling on credit
✓ Freelancers and consultants tracking client payments
✓ Wholesalers, distributors and traders
✓ Service providers — tailors, salons, mechanics, contractors
✓ Friends splitting bills and lending between themselves
✓ Families managing household money
✓ Anyone still keeping a debt book, account book or cash book on paper
▶ FREE TO START
DebitCredit is free with 10 contacts, 50 entries per contact, and 5 PDF plus 5 Excel statements in total. Upgrade anytime to Plus or Premium for 1000 contacts, 1000 entries per contact, unlimited statements, offline entry, and an ad-free experience — a simple 6-month plan billed through Google Play.
▶ ACTIVELY MAINTAINED
The latest version brings full Android 16 support, a refreshed full-screen layout, faster statements, and dozens of stability fixes. We ship regular updates, fix bugs fast, and build what users ask for.
Download DebitCredit today and finally replace that messy paper notebook.
Have feedback? We read every email. Reach us anytime — we're listening.
Previous Versions
Here you can find the changelog of Debit Credit: Debt Ledger Book since it was posted on our website on 2017-01-05 10:02:51.
The latest version is 4.7.0 and it was updated on 2026-10-16 04:43:58. See below the changes in each version.
Debit Credit: Debt Ledger Book version 4.7.0
Updated At: 2026-10-13
Changes: Welcome to DebitCredit 4.7.0!
๐
New monthly plans for Plus and Premium, with easy switching to 6 months
๐ฌ Send payment reminders on WhatsApp or SMS in one tap, with a link to all entries
โฐ Due dates and reminders in one list, with WhatsApp and SMS buttons in the notification
โญ Clearer plan page, with easy renew and restore
๐ Your chosen app language now shows on every phone
๐ ๏ธ Faster, more reliable payments and many small fixes
Thanks for your support!
Debit Credit: Debt Ledger Book version 4.5.0
Updated At: 2026-10-01
Changes: Welcome to DebitCredit 4.5.0 โ help is now one tap away!
๐ฌ New Help & Support: report a problem or ask a question right inside the app โ tap the chat button on the home screen
๐ Attachments now open on every phone, even ones added on another device or on the web
๐ณ Purchases are confirmed more reliably
๐ Brand new Arabic translation; Arabic & Urdu ledger layout fixed
๐๏ธ Group filter fixed
๐ ๏ธ Statement back button and other fixes
Thanks for your support!
Debit Credit: Debt Ledger Book version 4.4.0
Updated At: 2026-09-23
Changes: Welcome to DebitCredit 4.4.0 โ a brand new statement export!
๐ New PDF statement: your letterhead, totals, net balance, QR code
๐ข Excel totals now add up โ real numbers, not text
๐ฅ Files save straight to your Downloads folder
๐ Tap the notification to open your statement
๐งพ Simpler, clearer export screen
๐ Language switcher fixed; better Hindi, Gujarati, Arabic & Urdu export text
๐ ๏ธ Crash fixes and stability improvements
Thanks for your support!
Debit Credit: Debt Ledger Book version 4.2.0
Updated At: 2026-07-05
Changes: Welcome to DebitCredit 4.2.0 โ big update for security and sharing!
๐ Share transactions via a secure, password-protected link
๐ Rebuilt App Lock & Entry Lock with fingerprint unlock
๐ง Recover a forgotten PIN/password via email
๐ท๏ธ Organize contacts into groups
๐ฑ Currency search, with local currency pinned to top
โก Quick share/delete menu on every contact
๐ ๏ธ Bug fixes and stability improvements
Thanks for your support!
Debit Credit: Debt Ledger Book version 4.1.0
Updated At: 2026-06-06
Changes: Welcome to DebitCredit 4.1.0 โ a smoother, faster experience with some key improvements.
โก Faster, smoother sign-in experience
โจ Brand-new look
โ๏ธ More secure Google Drive attachment uploads
๐ Fixed exports (CSV, Excel, PDF) on Android 10+
๐ Improved search visibility everywhere
๐ Android 15 compatible
๐ ๏ธ Major crash and stability fixes
โก Faster, smoother, more reliable
Thank you for your support โ more updates coming soon!
Debit Credit: Debt Ledger Book version 4.0.0
Updated At: 2026-05-30
Changes: Welcome to DebitCredit 4.0.0 โ our biggest update yet, and the start of regular updates going forward.
โจ Brand-new look
๐งญ Redesigned navigation with a dedicated Statement button
๐ Fixed exports (CSV, Excel, PDF) on Android 10+
๐ Improved search visibility everywhere
๐ Android 15 compatible
๐ ๏ธ Major crash and stability fixes
โก Faster, smoother, more reliable
After a quiet stretch, we're back and committed. Thank you for your patience โ much more is coming.
Debit Credit: Debt Ledger Book version 3.5.0
Updated At: 2023-07-22
Changes: - Better Subscription with Google Play Store
- Attachment Issue is solved
- Statement Share Working
- Now add directly to groups
- Transfer Entry from one name to another
- Balance Column Added
- Access Web application at https://debitcredit.app
- Now set a password for deleting entries
- Free users can now add names and create pdf with rewarding videos
- Ads reduced for free users
Debit Credit: Debt Ledger Book version 3.4.0
Updated At: 2022-04-20
Changes: - PayU Payment issue solved
- Attachment Issue is solved
- Statement Share Working
- Google Payment Issue Solved
- Now add directly to groups
- Transfer Entry from one name to another
- Balance Column Added
- Access Web application at https://debitcredit.app
- Now set a password for deleting entries
- Free users can now add names and create pdf with rewarding videos
- Ads reduced for free users
Debit Credit: Debt Ledger Book version 3.3.0
Updated At: 2022-04-09
Changes: - Attachment Issue is solved
- Statement Share Working
- Payment Issue Solved
- Now add directly to groups
- Transfer Entry from one name to another
- Balance Column Added
- Access Web application at https://debitcredit.app
- Now set a password for deleting entries
- Free users can now add names and create pdf with rewarding videos
- Ads reduced for free users
Debit Credit: Debt Ledger Book version 3.2.8
Updated At: 2022-03-31
Changes: - Statement Share Working
- Payment Issue Solved
- Now add directly to groups
- Transfer Entry from one name to another
- Balance Column Added
- Access Web application at https://debitcredit.app
- Now set a password for deleting entries
- Free users can now add names and create pdf with rewarding videos
- Ads reduced for free users